The Modern Wallet Blog

10 Restaurant Hacks

Dining out with family and friends is a wonderful experience, but it can take a huge bite out of your budget.

5 Scams to Avoid This Black Friday

Black Friday and Cyber Monday can be fun – but they can also put you at risk. 

USF Federal Credit Union Donates Additional $25,000 for Hurricane Relief

USF FCU is donating an additional $25,000 to the Southeastern Credit Union Foundation to assist credit unions in and around Panama City that were heavily damaged by Hurricane Michael. Earlier this month, USF FCU donated $10,000 to the relief effort.

7 Halloween Hacks You Don't Want To Miss

Halloween is coming – and so are the scary costs of joining the fun!

USF FCU Donates $10,000 for Hurricane Relief

USF FCU is donating $10,000 to the Southeast Credit Union Foundation to assist credit unions in and around Panama City that were heavily damaged by Hurricane Michael.

Beware of Blackmailing Scams!

Blackmail and extortion are some of the oldest tricks in the book — because they work.

How Many Credit Cards Should I Own?

Is several credit cards and more available credit a good idea? Or, are too many cards a liability to your score? 

Should I Be Concerned About Rising Mortgage Rates?

On June 13, the Federal Funds Target rate was increased for the second time in 2018.

Don't Get Caught in a Free Trial Scam!

You know what they say: “If it’s too good to be true, it probably isn’t.” And yet, dozens of people fall for scams that promise them the moon — and they don’t realize they’ve been played until it’s too late.

What Can I Do About Robocalls?

Are you sick of grabbing your ringing phone only to find a robocaller on the other end? Those automatic calls are enough to make anyone go bonkers. Read on for the inside scoop on robocalls and what you can do about them.

Questions to ask Yourself Before Making a Large Purchase

Before you say “yes” to a large purchase, ask yourself these 7 questions.

Forbes Names USF FCU #1 CU in Florida

USF FCU took the top spot in the state of Florida.

Smishing Scams

Text messaging has come under attack as one of the most vulnerable mediums for identity theft and more. Here’s what you need to know about an SMS message-based scam called “smishing.” 

Debit Card Safety

Your random card of choice might not be the safest way to pay. 

Don't Drink Your Wallet Dry!

You probably already know water is the best beverage choice for your health and for your money. But did you know bottled water may be costing you a fortune? 

6 Ways To Turn Your Dream Vacation Into a Reality

Everyone has their own version of a dream vacation. But, for most of us, it never becomes a reality. Read on for six ways to make that dream vacation come true.

Saving on Mother's Day

Here’s some low-cost ways to show Mom how much you care.

Beware of Social Media Scams!

Over the last few years, social media scams have exploded, with fake Twitter and Facebook profiles increasing by 100% in just one year. That also means there are several types of social media scams, most which involve a phishing scheme component.

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