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Home < Borrow < Mortgages < First Mortgage Loans

Mortgages

Buying a house is the biggest purchase most people will make in their lifetime. We don’t treat your real estate loan like a number — we treat it like a home. Buying or refinancing your first home, an upgrade or a home equity line of credit, USF Federal Credit Union is a lender you can trust. 

(Real Estate loans currently available in the state of Florida only)

First Mortgage Loans

Congratulations are in order! Whether you’re a real estate rookie or a tenured home buyer, we’re here to help you through this exciting process.

For members looking to purchase a new home, or refinance their existing loan at today’s low rates, our mortgage consultants are here to help you navigate your options. We offer:

  • Fixed and adjustable rate programs
  • Terms up to 30 years
  • Online application and pre-approval
  • Mortgage Center featuring rates, calculators and FAQs

 

Find out more about USF FCU First Mortgages   

 

We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.

Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex and income of applicants and borrowers; and information about loan approvals and denials.  Inquire in our office regarding locations where HMDA data may be inspected.

NMLS# 469322

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