Routing #263183159Branches & ATMs Contact Us Facebook Instagram LinkedIn Twitter
Go to main content USF Federal Credit Union

Checking

Savings

Digital Banking

Share Certificates

IRA Accounts

Money Market

Youth Accounts

Business Banking

Shared Branching

Shared Branching

USF FCU members can access their accounts at more than 5,600 locations.

learn more

Vehicle Loans

Personal Loans

Student Loans

Business Loans

Auto Advisors

Loan Protection

Insurance

Personal Loan

Personal Loans

Low-rate, fixed-term options designed to fit your unique circumstances.

learn more
USF Rewards Visa®

Green & Gold Visa®

Secured Visa®
Balance Transfer

Balance Transfer

Pay no fees when you transfer balances from higher-rate cards.

learn more

Mortgage Loans

Home Equity Products

HomeAdvantage® Program

Mortgage Calculators

test

Educators & Medical Professionals

Enjoy 100% financing and no private mortgage insurance.

learn more

About USF FCU

Membership

Services

Catalyst Member Rewards

Member FAQs

Blog

Community

Careers

DCU Careers

Refer a Member

Refer an eligible friend to open an account and you'll each receive $50!

learn more
JOIN US
Online Banking Login




NEED HELP?

New User? Enroll Now
Forgot Username?
Forgot Password?

Money Market

With a Money Market Savings account from USF FCU, you can enjoy the best of both worlds — more competitive rates, and convenient access to your money.

  • Higher dividend rates than a traditional savings account
  • Low risk so you can feel confident making a safe investment
  • Different account types to fit your earning goals

Open an Account

Money Market Rates

We’re dedicated to providing the highest level of service to our members, along with competitive money market rates. Click on the type of money market you’re interested in to see today’s rate.

Questions? You can reach our Member Service Center by calling 813.569.2000 or sending an email.

APY*
0.45%
APY*
0.90%
APY*
0.95%
APY*
1.00%
APY*
1.11%
APY*
1.21%
  • Apply Now

High-Yield Money Markets

Our new suite of Money Market Savings accounts — Plus, Premium and Premier — provide you a safe and simple way to earn more with a superior rate.

Choose the account type that best matches your earning goals:

  • Money Market Plus — 1.60% APY1
  • Money Market Premium — 2.00% APY1
  • Money Market Premier — 2.50% APY1

To open an account, visit a branch or call 813.569.2000. Due to the large minimum balance requirements, high-yield money markets cannot be opened online.

Money Market Plus Money Market Premium Money Market Premier
 

1.60% APY1

Minimum balance to open: $250,000

 

2.00% APY1

Minimum balance to open: $500,000

 

2.50% APY1

Minimum balance to open: $1,000,000

Account Maintenance Fee
This fee will be incurred under any of the following circumstances:

a. Account balance falls below the respective minimum balance requirement
b. Member performs over 3 withdrawals in a month
c. Member closes the account (after first 12 months)

The Account Maintenance Fee can only be charged once per month.

$50 $75 $100
Minimum Balance Requirement
Maintain the minimum balance that corresponds to your account type to earn dividends and avoid being charged an Account Maintenance Fee.
$250,000 minimum $500,000 minimum $1,000,000 minimum
First Year Account Closure Fee
Get the most out of your money the first year after opening your account! A First Year Account Closure Fee will be incurred if you close your account within the first 12 months of opening.
$250 $500 $1,000

More Ways We Can Help

Financial Tips

Borrowing, investing, saving money and more

Learn more

Credit Cards

Low rates, no annual fee and no balance transfer fee

Learn more

FAQs

Answers to members' most frequently asked questions

Learn more

Mortgage Loans

Our lending experts are here to help you buy or refinance

Learn more


1APY= Annual Percentage Yield. Rates, terms and conditions are subject to change. Savings, Checking and Money Market accounts are variable rate. Fees and other conditions may reduce earnings on the account.

Go to main navigation

Routing #263183159

Rates Careers Privacy Policy Web Privacy Fee Schedule Disclosures Site Map
NCUAEqual Housing Lender

   Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the U.S. Government.

Home
CheckingSavingsShare CertificatesIRA AccountsYouth AccountsBusiness BankingDigital Banking
Vehicle LoansPersonal LoansStudent LoansBusiness LoansLoan ProtectionAuto AdvisorsInsurance
USF Rewards VisaGreen & Gold VisaSecured Visa
Mortgage LoansHome Equity ProductsHomeAdvantage®Mortgage Calculators
About USF FCUMembershipServicesCatalyst Member RewardsFrequently Asked QuestionsBlogCommunity InvolvementCareers
Routing #263183159Branches & ATMs Contact Us
Join Us