The Modern Wallet Blog
Clean Up Your Finances
It’s easy to see when your house needs cleaning, but it may be harder to know when to “tidy up” your finances.
Categories
Budgeting for Infrequent Expenses
Many people live in a state of denial about the cost of infrequent expenses.
Fix Bad Money Habits
The peace of mind a healthy financial status brings is priceless.
How To Talk Money With Your Partner
What happens when you and your partner have different approaches toward money?
It's a common scenario.
Saving Money When There's Not Much to Save
Life is easier if you have a cash cushion or an emergency fund, but how do you save when there is not much fat in your budget?
Don't Rely on Luck at Tax Time
At tax time, there’s no such thing as luck. Plan ahead, be proactive, and prevent surprises on your next tax return.
Financial Advice You Should Never Follow
Make sure your sources are trustworthy.
Payday Loans Aren't Worth the Cost
It’s a trap that will cost you many times more than you borrow.
5 Reasons We Overspend
Let’s take a look at five common reasons and how we can overcome them.
The Benefits of Using Mobile Payments
Why fumble for your wallet when checking out when you can pay using your phone?
What Are the Advantages of a HELOC?
Once approved for a HELOC, borrowers can spend the funds however they choose.
The Importance of Being Financially Fit
Being financially fit is crucial for a well-balanced, stress-free life.
How To Pay Off A Loan Early
If you’re like most Americans, you owe money on a large loan.
When Does it Make Sense to Pay a Bill with a Credit Card?
Credit cards and debit cards offer incredible convenience; but, is it a smart idea to pay monthly bills with them?
Using Your Credit Cards Responsibly
Boost your credit score and financial wellbeing.
What's the Best Way to Tackle Debt?
Snowball Method vs. Avalanche Method
Preparing for an Interview
Here’s how to prepare for an interview that will have you presenting yourself as polished, professional and capable to any potential employer.
Don’t Mistake Your Stimulus Payment for Junk Mail
Four million Americans are receiving their Economic Impact Payment in the form of a prepaid debit card — and many are mistaking it for junk mail.
Beware Unemployment Scams
As the economy reels from the impact of COVID-19, a record number of Americans have filed for unemployment insurance.
Getting Ahead on Your Student Loan Before You Graduate
Be sure to look at the larger picture before you accept a position.
How Should I Spend My Stimulus Check?
The $1,200 granted to most middle class adults is a welcome relief during these financially trying times.
What Should Be on My Financial To-Do List This Spring?
Let's review some ways you can improve your money management this time of year.
All You Need to Know About Going Cashless
As our world grows increasingly digitized, many consumers are banishing cash from their wallets and choosing other ways to pay.
How to Create a Budget in 6 Easy Steps
A budget will help you gain financial awareness, which will help facilitate more responsible decisions.
How To Dispute An Error On Your Credit Report
As a financially responsible individual, you should be checking your credit on a regular basis.
Taking Steps Toward Financial Improvement For The New Year
Where should you start?
5 Ways To Keep Your Finances Intact This Holiday Season
You don’t have to rack up a huge credit card bill or go into debt to cover your holiday expenses. Enjoy a financially stress-free season with these tips.
Understanding The Credit Card Trap
Why do most Americans carry so much credit card debt and find themselves stuck in the debt trap?
Do My Monthly Bill Payments Affect My Credit Score?
Read on for three steps that can help your on-time monthly payments boost your credit score.
How Much Money Should I Keep In My Checking Account?
How much money should we be keeping in these super-convenient accounts? Let's find out.
The Ultimate Smart Shoppers Cheat Sheet
Did you know you should be timing your shopping throughout the week?
7 Ways You Can Use a Personal Loan This Summer
We have outlined several ways to help you responsibly use a personal loan this summer.
12 Things To Do Before Your Summer Getaway
Heading out of town for vacation? Whatever your plans, here’s a list of things to take care of before you leave.
7 Money Myths You Need To Stop Believing Now
Spend less, save more and invest early. While most of these words ring true, there are lots of money management tips that are false.
What To Buy And What To Skip On Memorial Day
You might be surprised at the things you should and shouldn’t buy this time of year.
7 Signs You're Living Beyond Your Means And How To Fix Them
Let’s take a look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back on track.
Tax Code Changes 2019
The annual tax code changes can be confusing. We’ll walk you through everything you need to know for 2019.
Do I Need an Emergency Fund and a Rainy Day Fund?
Rainy day funds and emergency funds serve different purposes, so it’s important to have both available to tap into as needed.
10 Hacks You Need To Know Before Hitting The Mall
Is there a way to spend less at the mall this holiday season and to make the experience more pleasant?
How Many Credit Cards Should I Own?
Is several credit cards and more available credit a good idea? Or, are too many cards a liability to your score?
Questions to ask Yourself Before Making a Large Purchase
Before you say “yes” to a large purchase, ask yourself these 7 questions.
6 Ways To Turn Your Dream Vacation Into a Reality
Everyone has their own version of a dream vacation. But, for most of us, it never becomes a reality. Read on for six ways to make that dream vacation come true.
How to Fund an Emergency
Q: I’ve had a financial emergency and I don’t know how to pay for it! What are my options?
A: Ideally, you’ll want to have an emergency fund in place. If you don’t, consider these options…
Spring Clean For Extra Cash
With just a few steps, you can put some extra cash in your wallet.
How To Use The Money Envelope System
If you’re like many of us, you’ve been trying to stick to a budget for a while, but by the time each month is over, you’ve busted your budget – again.
6 Common Tax Mistakes To Avoid
Get ready to dig out the enormous pile of receipts, tax forms and pay stubs, and get to work.