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Home < Borrow < Credit Cards < USF Rewards Visaź

Credit Cards

Giving credit where credit is due … to our members! To take care of daily purchases, an unexpected expense or for a little self-splurge, we have three options to make sure you’re getting the right blend of value and convenience:

USF Rewards Visa®

The official credit card of USF. Our Rewards Visa® offers a robust rewards program without sacrificing competitive rates or low fees. Plus, purchases provide support to the USF Alumni Association at no additional cost to cardholders.

Earn a point for every dollar spent and redeem for what matters most to you: cash back, airline flights, gift cards, premium merchandise and more!

  • Choose from Triple Points for the first 90 days or 10,000 Bonus Points1 USF Rewards Visa Card
  • No annual fee and no balance transfer fee
  • Rates as low as 11.24% APR*
  • Secure EMV chip card technology
  • Visa CheckoutVerified by Visa and Visa Purchase Alerts
  • Travel/accident insurance
  • Auto rental insurance
  • Travel and emergency assistance


Apply for a USF Federal Credit Union Visa Rewards Card


Earn and Redeem Points

With Rewards for U (aka CURewards), your points add up quickly and are conveniently redeemed through Online Banking.  To track or redeem your points, click the "Visa Online" tab within online banking, then click on the Rewards for U icon to see an overview of your point balance. Click on the Rewards icon on your summary page to be directed to the Rewards for U redemption site.  

  • Earn one point per dollar spent
  • Earn extra points by shopping the Online Rewards Mall (within the Rewards for U site).  Bonus points vary (earn up to 10+ points per dollar!) and feature top retailers such as Bloomingdales, Game Stop, Bass Pro Shops and many more.


Redeem points for flights, car rental, hotels, cruises and vacation packages.  Only 25,000 points needed for a roundtrip ticket anywhere in the US 48, with 21-day advance booking and a Saturday night stay.  Need more flexibility for your travel?  No problem! For 25,000 points you can receive a $325 airline ticket credit.  

Travel rewards are provided by Montrose Travel.  You can peruse and book travel rewards online, or speak with a travel agent by calling 1-877-219-4988.


Do you live by the "cash is king" philosophy? Redeem points for cash up to 4 times per year, with only 5,882 points required to earn $50. Redemptions will be deposited into your USF FCU savings account within 10 business days.

Gift Cards

Redeem your points for gift cards; featuring top merchants such as Walmart, Target, Amazon, iTunes, Shell, Darden Restaurants and The Home Depot.  Purchase a $50 gift card for 7,700 points, or a $100 card for 13,600 points.


Redeem points for premium merchandise.  Whatever your heart desires, you're bound to find it in the Rewards offerings; from electronics, movies, music and books to outdoor sports, fitness equipment, home furnishings and kitchenware.


View Credit Card Interest Rates, Charges and Fees Disclosure

USF Rewards Visa® Program Rules and Conditions

1. $3,000 of qualified spend in the first 90 days required to earn 10,000 bonus points.  Points earned on net purchases.  Returns, cash advances and balance transfer transactions do not earn points. 
*APR= Annual Percentage Rate. Credit cards are variable rate, rate may change after account opening. Subject to loan approval. Rate may vary upon individual credit qualifications.

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