Credit Card FAQs
1Offer not valid for members with existing USF FCU Rewards credit card. $125 will be processed to the member’s USF FCU savings account at the end of the month following the qualified $1,500 spend after the first 90 days of opening account. ATM withdrawals, refunds, balance transfers and cash advance transactions do not earn reward points nor count toward $1,500 spend.
2APR will vary based on creditworthiness. APR will vary with the market based on the U.S. Prime Rate. Must be a member of USF FCU to open a credit card.
3Cash Advance Fee $10.00 or 2.00% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee 1.00% of each transaction in U.S. dollars.
4Merchants are assigned a merchant category code (MCC) based on the kinds of products and services they sell. USF Federal Credit Union does not determine which MCC a merchant chooses to classify itself, therefore some purchases may not fall into the category where you might expect them to appear.
*APR= Annual Percentage Rate. Credit cards are variable rate, rate may change after account opening. Subject to loan approval. Rate may vary upon individual credit qualifications.