With nine branches, digital banking and thousands of shared branches and fee-free ATMs nationwide, USF Federal Credit Union is here to help the University of South Florida community and affiliated organizations achieve financial success.
Catalyst Connect Checking is a dividend checking account that rewards you for doing business with USF FCU. You'll earn 0.20% APY1 monthly on balances up to $10,000 in your checking account if you meet certain requirements.2
Our new suite of Money Market Savings accounts provide you a safe and simple way to earn more with a superior rate. You’ll increase your earning power and still have freedom to access your money.
Refer an eligible family member or co-worker to open an account with us, and you and the person you refer will each receive $50!1
You must be a USF FCU member to participate. Once your eligible account is open, you can start referring others (up to 24 referrals allowed)!2
*Auto loan rate includes 0.25% APR discount by enrolling in eStatements and automatic payments from your credit union account and 0.25% APR discount when using our complimentary Auto Advisors car buying service. Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession. Rate not to exceed 17.99%. Payment Example: $15,000 loan at 3.99% APR with 60 monthly payments of $293.49. APR=Annual Percentage Rate. Loan rates determined by individual creditworthiness, qualifications, term of loan and collateral conditions including age of vehicle. Rates, terms and conditions subject to change.
**APY= Annual Percentage Yield. Rates, terms and conditions are subject to change without notice. Savings, Checking and Money Market accounts are variable rate. Fees and other conditions may reduce earnings on the account. Certificate early withdrawal penalties may apply. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Refer to the Universal Account Agreement for account details.
1APY = Annual Percentage Yield. APY is accurate as of January 15, 2023. Dividends paid after completing all requirements for a full calendar month.
1Cash back offer of $200 requires a minimum FICO score of 640 and an auto loan of at least $10,000. Cash back will be deposited into your savings account the next business day after the loan funds.
2Minimum 640 FICO score required for no payments for 90 days. Interest accrues from the original date of the loan. Subject to collateral requirements and income verification. This no-payment promotion is subject to change or termination at any time.
1New checking account must remain open and in good standing for 6 months. $200 deposit will be made into checking account the month following the 3rd consecutive direct deposit. Account holder must be 18 years of age. Offer applies to new accounts only. USF FCU membership required.
1Offer not valid for members with existing USF FCU Rewards credit card. $125 will be processed to the member’s USF FCU savings account at the end of the month following the qualified $1,500 spend after the first 90 days of opening account. ATM withdrawals, refunds, balance transfers and cash advance transactions do not earn reward points nor count toward $1,500 spend.
