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Low-rate, fixed-term options designed to fit your unique circumstances.

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Enjoy up to 100% financing and no private mortgage insurance.

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A relationship program that will take your USF CU membership to the next level.

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We will be closed on Monday, May 26 in observance of Memorial Day.

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No closing costs, no appraisal, just lower payments for the life of your loan.

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Big Plans, Flexible Payments

Use FlexPay for travel, home improvements and more — on your terms.

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Your Credit Score, One Tap Away

See your score and get smart credit tips — free in Digital Banking.

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More Protection. More Confidence.

$500,000 in deposit insurance, automatically included.

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The most influential partner in your financial journey

With ten branches, digital banking and thousands of shared branches and fee-free ATMs nationwide, USF Credit Union is here to help you on your journey to achieve financial success.

^*Auto loan rate includes 0.25% APR discount by enrolling in eStatements and automatic payments from your credit union account and 0.25% APR discount when using our complimentary Auto Advisors car buying service. Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession. Rate not to exceed 17.99%. Payment Example: $15,000 loan at 3.99% APR with 60 monthly payments of $293.49. APR=Annual Percentage Rate. Loan rates determined by individual creditworthiness, qualifications, term of loan and collateral conditions including age of vehicle. Rates, terms and conditions subject to change.
^**APY= Annual Percentage Yield. Rates, terms and conditions are subject to change without notice. Savings, Checking and Money Market accounts are variable rate. Fees and other conditions may reduce earnings on the account. Certificate early withdrawal penalties may apply. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Refer to the Universal Account Agreement for account details.

Refresh Your Mortgage Rate

Big Plans, Flexible Payments

Your Credit Score, One Tap Away

More Protection. More Confidence.

The most influential partner in your financial journey

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USF CU Visa® Credit Cards

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USF CU Visa^® Credit Cards