This One Upgrade Means Your Money’s Safer Than Ever

If you’ve been following along, you know that 2025 at USF Credit Union is all about delivering more - more value, more perks, more peace of mind for members! And today, we’re excited to share another big benefit: your deposit accounts are insured up to $500,000 - that’s $250,000 more than the standard federal coverage.

Why It Matters for USF CU Members

By joining USF Credit Union, you automatically receive two layers of protection - National Credit Union Administration (NCUA) deposit insurance at $250K and Excess Share Insurance (ESI) at $250K—at no extra cost, doubling your peace of mind the moment you open an account. Open your account here.

This enhancement offers you premium protection and highlights our credit union difference as we continue to reimagine banking in new ways at USF CU.

Digging the Details

• Primary Coverage: Federally insured credit unions automatically protect individual share accounts up to $250,000 per member through the NCUA’s Share Insurance Fund. Learn more here.
• Excess Coverage: ESI adds another $250,000 of private insurance, bringing your total deposit protection to $500,000.
• Underwriter: ESI is provided by the Excess Share Insurance Corporation, a private insurer licensed in 35 states plus D.C., ensuring flexible protection tailored to USF Credit Union needs.

The extra protection for your money is just one more way we’re delivering unmatched value, prioritizing your financial peace of mind, and reimagining banking.

We’re banking for everyone, not just those connected to USF. Whether you’re saving for the future or simply enjoying the present, we’ve got you—and your money—covered.