Private Student Loans

We know that financing an education can be challenging. At USF Federal Credit Union, we offer lower interest rates for our friends in higher learning so that you can focus on the things that matter the most. From private student loans for tuition and personal loans to cover books, a computer or study abroad expenses, we’ve got you covered.  Private student loans offer:

  • No origination or pre-payment fees
  • Extremely competitive rates as low as 4.75% APR*
  • Flexible repayment options
  • Easy online application
  • 24/7 loan servicing call center at (800) 723-2210
  • Convenient line of credit that helps you secure financing for your entire undergraduate or graduate career

Plus, with a USF FCU loan you'll receive your FICO® Score for free, updated quarterly and available through Online Banking.1

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*APR= Annual Percentage Rate. Rate is variable, based on Prime Rate plus a margin, and may change after account opening. Example rate based on Prime Rate + minimum margin as of 2/5/18. Subject to loan approval. Rate may vary upon individual credit qualifications.



Books, Computer and Study Abroad

There are many costs that go into a college education besides tuition expenses.  Lines of credit for educational expenses are available to assist with:

  • Purchasing textbooks
  • Covering shortfalls in tuition
  • Purchasing computer (or tablet) equipment from approved vendors
  • Study abroad programs

Qualified applicants can borrow up to $2,500. With low monthly payments and reasonable interest rates, we can get you back to your studies in no time.


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1FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Score provided to Primary Member with an eligible USF FCU loan. To view your FICO® Score, log into Online Banking and select the "Services" tab.

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