Secured Visa®

We get it, not everyone has perfect credit. If you need a little help rebuilding or if you have no credit history at all, this is the card for you.

It works and looks just like our traditional Visa® and offers all the same great features and benefits. The difference? Unlike many other secured cards on the market, ours has no annual fee and a low 10.74% APR*. Simply deposit the funds you intend to secure the credit card with into your primary savings account (minimum $500), and we'll take care of the rest. 

 

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View Credit Card Interest Rates, Charges and Fees Disclosure

*APR= Annual Percentage Rate. Credit cards are variable rate, rate may change after account opening. Subject to loan approval. 

1FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Score provided to Primary Member with an eligible USF FCU loan. To view your FICO® Score, log into Online Banking and select the "Services" tab.

 

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