Get Your Paycheck 2 Days Early at USF CU!

8/21/2025
get your paycheck 2 days early

At USF Credit Union, we think waiting for your own money is overrated. With direct deposit, you can get paid up to two days1 earlier – no extra hoops, no extra cost! That’s two more days for coffee runs, date nights, or just breathing a little easier.

The “I Got Paid Already” Advantage

Getting your paycheck early isn’t just exciting, it’s a game-changer. Here’s how early pay with USF CU can make your life easier.

  • More breathing room: Cover bills, groceries, or weekend plans without the wait.
  • Less stress: Relax knowing your money is already there.
  • Extra flexibility: Get ahead on savings, paying down debt, or just treating yourself.

It’s just one of the many perks we’re proud to offer our members. Because when it comes to your money, sooner is always better.

How to Set Up Direct Deposit

Getting started is quick and easy:

  1. Pick your USF CU checking account
    Don’t have one yet? Check out our options here.
  2. Gather your info
    You’ll need:
    • Your USF CU ACH account number (find it easily in digital banking)
    • Our routing number 263183159
  3. Share with your employer
    Give them your account and routing numbers so they can set up your direct deposit.
  4. Need a hand?
    Our digital banking tutorial will walk you through it step-by-step.

Payday, But Better

Early pay with direct deposit is just one way we help your money work harder—and faster—for you. Why wait? Set up direct deposit today and start enjoying payday up to 2 days early!

 

1Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Eligible direct deposits include payroll, pension, and government benefits made through the Automated Clearing House (ACH) to your personal account. We generally make these funds available on the day we receive the payment file, which may be up to 2 days earlier than the scheduled payment date. Other types of deposits, such as person-to-person payments, checks, mobile deposits, and online transfers, are not eligible for early direct deposits.



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