Clean Up Your Finances

1/12/2022

It’s easy to see when your house needs cleaning, but it may be harder to know when to “tidy up” your finances.

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Buying a Used Car

12/8/2021

If you’re in the market for a deal on used wheels, follow these steps for a smoother ride!

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Budgeting for Infrequent Expenses

12/8/2021

Many people live in a state of denial about the cost of infrequent expenses.

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Fix Bad Money Habits

12/7/2021

The peace of mind a healthy financial status brings is priceless.

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Ho Ho Hoaxes

11/4/2021

The top 5 holiday scams to look out for this season.

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How To Talk Money With Your Partner

3/22/2021

What happens when you and your partner have different approaches toward money?

It's a common scenario.

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Saving on Home Renovations

3/18/2021

Is your home in desperate need of a facelift? With some careful planning, you can shave thousands of dollars off the price tag.

 

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Saving Money When There's Not Much to Save

3/10/2021

Life is easier if you have a cash cushion or an emergency fund, but how do you save when there is not much fat in your budget?

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Don't Rely on Luck at Tax Time

3/3/2021

At tax time, there’s no such thing as luck. Plan ahead, be proactive, and prevent surprises on your next tax return.

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Financial Advice You Should Never Follow

2/1/2021

Make sure your sources are trustworthy.

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IRS Imposters Among the "Dirty Dozen" Tax Scams

1/26/2021

If you received unexpected good news in an e-mail from the IRS, it's probably bogus.

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Payday Loans Aren't Worth the Cost

1/19/2021

It’s a trap that will cost you many times more than you borrow.

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COVID-19 Vaccine Scams

1/8/2021

Everything you need to know about COVID-19 vaccine scams and how to avoid them.

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5 Reasons We Overspend

1/4/2021

Let’s take a look at five common reasons and how we can overcome them.

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8 Ways To Beat Holiday Stress

12/17/2020

‘Tis the season to be merry-except sometimes, it’s not.

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The Benefits of Using Mobile Payments

12/14/2020

Why fumble for your wallet when checking out when you can pay using your phone?

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Tracking Holiday Spending Keeps Stress Down

12/4/2020

You don't have to dip into the kids' college savings to create a special time!

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6 Times a Bargain is Not a Bargain

11/20/2020

Here’s when that steal of a deal is not such a bargain after all.

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What Are the Advantages of a HELOC?

11/12/2020

Once approved for a HELOC, borrowers can spend the funds however they choose. 

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Debt-Collection Scams

11/5/2020

A caller claiming to represent a debt-collection agency demands immediate payment for an alleged outstanding debt. 

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Political Fundraising Scams

10/19/2020

The Better Business Bureau (BBB) is warning of an uptick in political fundraising scams seeking to collect donations allegedly going toward a candidate’s campaign or specific cause.

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USF Federal Credit Union Named Credit Union of the Year

10/19/2020

The honor recognizes the credit union for maintaining sound finances, caring for its members and giving back to the community.

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The Pending Package Scam

10/7/2020

Scammers are using bogus packages to trick victims into sharing personal information.

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The Importance of Being Financially Fit

10/6/2020

Being financially fit is crucial for a well-balanced, stress-free life.

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Beware of Jury Duty Scams

9/17/2020

Jury duty is a responsibility that enables courts to serve justice in a fair and efficient way. Unfortunately, it is often used as a cover for scams.

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How To Pay Off A Loan Early

9/15/2020

If you’re like most Americans, you owe money on a large loan. 

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What's the Best Way to Use a Home Equity Loan?

9/4/2020

A home equity loan can be an ideal way to source extra funds during a falling-rates environment.

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When Does it Make Sense to Pay a Bill with a Credit Card?

8/27/2020

Credit cards and debit cards offer incredible convenience; but, is it a smart idea to pay monthly bills with them?

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Selling Your Home During COVID-19

8/19/2020

National home sales climbed a record 20.7 percent in June, compared with home sales from June 2019.

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Using Your Credit Cards Responsibly

8/5/2020

Boost your credit score and financial wellbeing. 

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Back-to-School Tuition Scams

7/20/2020

Back-to-school season means a flurry of shopping — and scams.

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How to Travel Safely this Summer

7/14/2020

Summer is here, and many Americans are itching for a vacation.

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How to Create and Keep Strong Passwords

7/8/2020

When it feels like there’s another big security breach every week, you want to be sure your passwords are strong and safe.

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New COVID-19 Scams

7/6/2020

Watch out for these trending scams as the country reopens.

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What's the Best Way to Tackle Debt?

6/30/2020

Snowball Method vs. Avalanche Method

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Preparing for an Interview

6/15/2020

Here’s how to prepare for an interview that will have you presenting yourself as polished, professional and capable to any potential employer.

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USF FCU Wins State’s Top Award for Performance

6/12/2020

The credit union was honored this week with Florida’s top award for the way it conducts business.

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Beware of Relay Theft

6/10/2020

This user-friendly feature is also a favorite for car thieves.

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Don’t Mistake Your Stimulus Payment for Junk Mail

6/5/2020

Four million Americans are receiving their Economic Impact Payment in the form of a prepaid debit card — and many are mistaking it for junk mail.

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Beware Unemployment Scams

5/21/2020

As the economy reels from the impact of COVID-19, a record number of Americans have filed for unemployment insurance.

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Getting Ahead on Your Student Loan Before You Graduate

5/12/2020

Be sure to look at the larger picture before you accept a position.

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USF FCU Processes $15 Million in Paycheck Protection Loans

5/5/2020

Helping 2,400+ employees of small businesses in the Tampa Bay area.

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How to Safely and Comfortably Wear a Face Covering

4/30/2020

Here's how to comfortably wear your face coverings without compromising on safety.

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How Should I Spend My Stimulus Check?

4/23/2020

The $1,200 granted to most middle class adults is a welcome relief during these financially trying times.

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Spring Cleaning Hacks

4/21/2020

Use these cleaning hacks to help banish those dust bunnies without spending a fortune on cleaning solutions and organizers. 

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How to Care for Your Car During a Lockdown

4/8/2020

While staying home is the best way to stay safe these days, it might not be the best thing for your car.

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Beware COVID-19 Cure Scams

4/6/2020

The FBI is warning of a surge in COVID-19 cure-related scams, in which criminals peddle an alleged coronavirus vaccine or treatment, or bogus claims to disinfect homes of the virus.

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How to Work from Home

4/1/2020

If you find yourself struggling to complete your workload from home during the outbreak, we can help!

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Fun Activities to do with Your Kids at Home

3/30/2020

It isn't easy to be holed up at home with only your family for company.

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Beware of Coronavirus Scams

3/17/2020

Scammers often capitalize on fear, and the coronavirus outbreak is no exception.

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What Should Be on My Financial To-Do List This Spring?

3/9/2020

Let's review some ways you can improve your money management this time of year.

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Tips to Help You Protect Yourself from Fraud

2/28/2020

Here at our credit union, we take the security of your account extremely seriously.

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All You Need to Know About Going Cashless

2/20/2020

As our world grows increasingly digitized, many consumers are banishing cash from their wallets and choosing other ways to pay.

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How to Create a Budget in 6 Easy Steps

2/3/2020

A budget will help you gain financial awareness, which will help facilitate more responsible decisions.

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All You Need to Know About Data Breaches

1/24/2020

What should you do if your info is taken?

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How To Dispute An Error On Your Credit Report

1/13/2020

As a financially responsible individual, you should be checking your credit on a regular basis.

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Taking Steps Toward Financial Improvement For The New Year

1/3/2020

Where should you start?

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7 Naughty Scams To Watch Out For This Holiday Season

12/18/2019

Keep your money safe by reading up on the most common scams taking place this time of year and practicing caution.

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Take Caution Before You Borrow Someone’s Charging Cable

11/18/2019

Cyber security experts are warning against using a stranger’s charging cable or even borrowing one from an airport official or front-desk concierge at a hotel.

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All You Need To Know About Home Loans

11/15/2019

If you’re in the market for a new home, you’ll likely need to take out a home loan or mortgage.

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Thanksgiving Hacks To Save Time, Stress And Money

11/4/2019

Whether you’re traveling home for the holiday or hosting a houseful of guests, we’ve got you covered.

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5 Ways To Keep Your Finances Intact This Holiday Season

10/22/2019

You don’t have to rack up a huge credit card bill or go into debt to cover your holiday expenses. Enjoy a financially stress-free season with these tips.

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Can I Buy A House When I’m Paying Off A Student Loan?

10/8/2019

There are several factors to consider before making this choice, as well as steps to take before you start house-hunting.

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Understanding The Credit Card Trap

9/24/2019

Why do most Americans carry so much credit card debt and find themselves stuck in the debt trap?

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Do My Monthly Bill Payments Affect My Credit Score?

9/10/2019

Read on for three steps that can help your on-time monthly payments boost your credit score.

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How Much Money Should I Keep In My Checking Account?

8/27/2019

How much money should we be keeping in these super-convenient accounts? Let's find out.

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Your Complete Guide To Identity Theft Protection

8/13/2019

When an individual's identity is stolen, the thief also impacts the victim's financial health, recovery from which can take years.

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11 Ways To Save On Back To School Shopping

7/31/2019

You don’t need to spend yourself into debt just because everyone else seems to be doing it.

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The Ultimate Smart Shoppers Cheat Sheet

7/26/2019

Did you know you should be timing your shopping throughout the week?

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4 Vacation Scams To Watch For

7/16/2019

Before heading on your dream vacation, read our list of four common vacation scams and learn how to avoid them.

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7 Ways You Can Use a Personal Loan This Summer

7/10/2019

We have outlined several ways to help you responsibly use a personal loan this summer.

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12 Things To Do Before Your Summer Getaway

6/25/2019

Heading out of town for vacation? Whatever your plans, here’s a list of things to take care of before you leave. 

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7 Money Myths You Need To Stop Believing Now

6/7/2019

Spend less, save more and invest early. While most of these words ring true, there are lots of money management tips that are false.

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6 Ways To Save on Summer Vacation

5/29/2019

How do you save big while getting the most out of your summer vacation?

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9 Steps To Buying Your First Car

5/7/2019

The process can be daunting, but we'll walk you through it.

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What To Buy And What To Skip On Memorial Day

4/29/2019

You might be surprised at the things you should and shouldn’t buy this time of year.

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Don't Get Caught in a Pyramid Scheme

4/23/2019

Let’s look at what constitutes a pyramid scheme and how to avoid falling for one.

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Mortgage Rates are Dropping; Should I Refinance?

4/15/2019

Q: I’ve heard that mortgage rates have dropped dramatically since the start of 2019. Should I refinance my mortgage loan to take advantage of these lower rates?

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Beware Tech Support Scams

4/10/2019

The FTC is warning of a surge in tech support scams, many of which can be difficult to spot.

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7 Signs You're Living Beyond Your Means And How To Fix Them

3/18/2019

Let’s take a look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back on track. 

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Fake Check Scams On The Rise

3/6/2019

The Better Business Bureau (BBB) released a report warning about a spike in fake check scams across the country. 

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Student Loan Scams

2/28/2019

Here’s what you need to know about three popular student loan scams.

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8 Valentine's Day Hacks

2/5/2019

Celebrate the significant other in your life without breaking the budget…by using these hacks!

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Tax Code Changes 2019

1/29/2019

The annual tax code changes can be confusing. We’ll walk you through everything you need to know for 2019.  

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USF FCU Offers $205,000 in Scholarships for USF Students

1/23/2019

USF FCU is establishing new scholarships and expanding existing ones for a total of $205,000 that will support USF students studying many disciplines.

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7 Reasons Not To Skip a Home Inspection

1/10/2019

A professional home inspection can save you a ton of aggravation and thousands of dollars in the long run. 

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Do I Need an Emergency Fund and a Rainy Day Fund?

1/2/2019

Rainy day funds and emergency funds serve different purposes, so it’s important to have both available to tap into as needed.

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5 Scams To Watch For After The Holidays

12/24/2018

The mad holiday rush may be over, but scammers aren’t slowing down.

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10 Hacks You Need To Know Before Hitting The Mall

12/10/2018

Is there a way to spend less at the mall this holiday season and to make the experience more pleasant? 

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10 Restaurant Hacks

11/7/2018

Dining out with family and friends is a wonderful experience, but it can take a huge bite out of your budget.

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5 Scams to Avoid This Black Friday

11/6/2018

Black Friday and Cyber Monday can be fun – but they can also put you at risk. 

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7 Halloween Hacks You Don't Want To Miss

10/26/2018

Halloween is coming – and so are the scary costs of joining the fun!

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Beware of Blackmailing Scams!

10/4/2018

Blackmail and extortion are some of the oldest tricks in the book — because they work.

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How Many Credit Cards Should I Own?

8/23/2018

Is several credit cards and more available credit a good idea? Or, are too many cards a liability to your score? 

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Should I Be Concerned About Rising Mortgage Rates?

8/17/2018

On June 13, the Federal Funds Target rate was increased for the second time in 2018.

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Don't Get Caught in a Free Trial Scam!

8/9/2018

You know what they say: “If it’s too good to be true, it probably isn’t.” And yet, dozens of people fall for scams that promise them the moon — and they don’t realize they’ve been played until it’s too late.

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What Can I Do About Robocalls?

8/2/2018

Are you sick of grabbing your ringing phone only to find a robocaller on the other end? Those automatic calls are enough to make anyone go bonkers. Read on for the inside scoop on robocalls and what you can do about them.

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Questions to ask Yourself Before Making a Large Purchase

7/16/2018

Before you say “yes” to a large purchase, ask yourself these 7 questions.

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Smishing Scams

6/26/2018

Text messaging has come under attack as one of the most vulnerable mediums for identity theft and more. Here’s what you need to know about an SMS message-based scam called “smishing.” 

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Debit Card Safety

6/6/2018

Your random card of choice might not be the safest way to pay. 

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Don't Drink Your Wallet Dry!

5/29/2018

You probably already know water is the best beverage choice for your health and for your money. But did you know bottled water may be costing you a fortune? 

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6 Ways To Turn Your Dream Vacation Into a Reality

5/16/2018

Everyone has their own version of a dream vacation. But, for most of us, it never becomes a reality. Read on for six ways to make that dream vacation come true.

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Saving on Mother's Day

5/7/2018

Here’s some low-cost ways to show Mom how much you care.

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Beware of Social Media Scams!

5/1/2018

Over the last few years, social media scams have exploded, with fake Twitter and Facebook profiles increasing by 100% in just one year. That also means there are several types of social media scams, most which involve a phishing scheme component.

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How to Fund an Emergency

4/10/2018

Q: I’ve had a financial emergency and I don’t know how to pay for it! What are my options? 

A: Ideally, you’ll want to have an emergency fund in place. If you don’t, consider these options… 

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Spring Clean For Extra Cash

4/4/2018

With just a few steps, you can put some extra cash in your wallet. 

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Rising Interest Rates

3/27/2018

Should you wait to take out a loan?

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How To Use The Money Envelope System

3/9/2018

If you’re like many of us, you’ve been trying to stick to a budget for a while, but by the time each month is over, you’ve busted your budget – again.

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6 Common Tax Mistakes To Avoid

2/6/2018

Get ready to dig out the enormous pile of receipts, tax forms and pay stubs, and get to work.

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Phone Cloning and Digital Self Defense

1/24/2018

As frightening as it sounds, the only thing a hacker needs to launch a major attack is your phone number.

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The Dos And Don'ts Of Credit Repair

10/12/2017

Looking for ways to improve an unfavorable credit score? Look no further! Our handy guide will help you get on the road to improving your score.

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Updates On The Equifax Breach

9/14/2017

While there are still more questions than answers, lots of factors have been clarified. 

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Beware Of Phishing Scams!

9/13/2017

There has been a recent upsurge in phishing scams involving credit union brands.

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Creative Ways To Save On Energy Costs

8/30/2017

We’ve all heard it before: Close the vents in rooms you don’t use, regularly replace your AC filters and vacuum the coils on your fridge. But what if you’re following all the conventional energy-saving tips and your summertime electricity bill is still astronomical?

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