What Is a Shared Branch?
A shared branch is a credit union that is part of a national network of electronically-linked branches. When you use a shared branch, simply indicate that you are a member of USF CU and provide your member number and a valid government ID. You may conduct routine transactions fee-free at any of our shared branches in the same way you would at a USF CU branch, including:
- Deposits
- Withdrawals
- Transfers
- Balance inquiries
- Loan payments
Shared branches may charge fees for other services such as traveler's checks, money orders, cashier's checks and notary service. Call or visit the shared branch for more information.
Use our branch locator to find a shared branch near you.
Protecting You from Fraud
If you bank at one of our shared branch locations, a teller will identify and authenticate members with out-of-state IDs in the branch through a QR code and one-time passcode multi-factor authentication verification. This additional layer of authentication will be used for loan payments, cashier’s checks, deposits, withdrawals, transfers and account inquiries.
How it Works:
- Scan the QR code located in the branch or visit verify.coop.org.
- Select your credit union’s name from a drop-down list.
- Enter your member number and the last four digits of your social security number.
- Upload a photo of your ID.
- Take a selfie. (Tip: Save your validation for an even quicker experience next time!)
- Show your one-time passcode to the teller (passcode is valid for 20 minutes).