Online Banking

Branch access from the convenience of the couch. With online banking, you can safely manage all of your USF FCU accounts; including checking, savings, loans, credit cards and even mortgages.

  • View balances, transaction history and holds/pending items
  • Transfer funds between internal accounts
  • Pay bills or send money electronically via Bill Pay (checking accounts only)
  • Pay your loan or Visa via internal transfer or from an external account
  • View e-Statements
  • View cleared check images
  • Request a Visa balance transfer
  • Skip a loan payment (on eligible loans only)
  • Apply for a loan or open an additional account
  • Sign up for account alerts via text or email
  • Request a stop payment
  • Reorder checks
  • Send secure messages to credit union staff
  • Update your email or address

Click here to view the online banking demo.  Read our Online Banking User Guide.



To log in for the first time, use the following temporary information:

User name: ZZ + Your member number (ex. ZZ123456)

Password: ZZZZ + Last four digits of primary account holder’s social security number (ex. ZZZZ1234)

Note: The letter "Z" must be capitalized 

Upon login, you will be prompted to change your password, select a personal security image and identify password reset question and answers. You may change your username through the Settings tab in online banking.


Account Alerts

To enroll in alerts, log in to online banking and select “Settings” from the navigation menu and then “Alerts” from the sub-menu.  If you would like to receive text alerts, add your mobile number in the Alerts Settings section.  Review the various alert options and choose which method you prefer to receive selected alert(s) (upon log-in, via text or email).

Types of account alerts available include:

  • When an account balance goes above or below a set amount
  • When a transaction exceeds a set amount
  • Reminder 5 days before loan payment is due
  • Reminder 5 days before a Certificate matures
  • When an account has insufficient funds
  • When an automatic transfer is set to expire or fails
  • When a username or password is changed


Online and Mobile Banking Terms and Conditions

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