Will accessing Credit Score "ding" my credit and potentially lower my credit score?
Credit Score is a “soft inquiry” which does not affect a credit score. Lenders use “hard inquiries” to make decisions about creditworthiness when you apply for loans.
- What if the information provided by Credit Score appears to be wrong or inaccurate?
- Is there a fee for Credit Score?
- How often is the credit score updated?
- Do I have to be enrolled in a specific product to get my credit score or is this available to everyone that has Digital Banking?
- Why do credit scores differ?