Your checking account is one of the most important financial tools available. At USF FCU, we want our members to enjoy convenient, uncomplicated checking that helps make day-to-day money management—and life—simpler.
As a member, you have access to all the benefits of a Classic Checking account:
No monthly service fees or minimum balance requirements
Catalyst Connect Checking is a dividend checking account that rewards you for doing business with USF FCU. You'll enjoy all the benefits of a Classic Checking account, plusyou'll earn 0.20% APY2 monthly on balances up to $10,000 in your checking account if you meet the following requirements3:
Maintain an average daily balance of $1,000
Complete 18 or more debit transactions each month using the debit card linked to your Catalyst Connect checking account
Establish a direct deposit of $500 or more per month into the account
Enroll in eStatements
Want to earn even higher dividends? Earn up to 0.35% APY2 on checking balances up to $10,000 when you become a Catalyst Rewards Member!
Evolve Young Adult Checking
Members 16 to 24 years old enjoy these additional features with an Evolve checking account:
FOURgiveness—Four “oops” fees are reimbursed each year, no questions asked4
No monthly fee—No account maintenance fee, and no minimum balance required
ATM fee reimbursements—When you can’t find an ATM in the network, we’ll reimburse up to four ATM fees per year
Parent Transfer Line—Parents can deposit money easily into your account5
What should I do if I have not received my debit card?
If your debit card was never received, you can visit one of our branches to have a card instant issued or you may call us to have a replacement card sent to you. It will take 7-10 business days to arrive.