6 Hassle-Free Ways We Have Your Back After Helene & Milton

10/6/2024

Discover how we can help with emergency loans, skip-a-payment options, mortgage deferment and more as our community faces ongoing challenges from Hurricane Helene and Milton.

Continue Reading "6 Hassle-Free Ways We Have Your Back After Helene & Milton" »

Beware of Post-Disaster Scams

9/27/2024

Learn how to spot bogus charities, FEMA imposters, shady contractors and flood-damaged cars after a natural disaster.

Continue Reading "Beware of Post-Disaster Scams" »

Key Mortgage Terms Every Homebuyer Needs to Know

9/13/2024

Navigate the mortgage process confidently with our guide to essential mortgage terms.

Continue Reading "Key Mortgage Terms Every Homebuyer Needs to Know" »

Advance Payment Scams

8/2/2024

Before you pay up, take a step back and look at the transaction from every possible angle.

Continue Reading "Advance Payment Scams" »

USF FCU Wins 2024 Top Workplaces Award

7/9/2024

This prestigious accolade demonstrates USF FCU's commitment to fostering a people-first workplace culture.

Continue Reading "USF FCU Wins 2024 Top Workplaces Award" »

Plan for a Budget-Friendly Summer

6/27/2024

Summer may be the most chill time of year for many, but it can also get super-expensive.

Continue Reading "Plan for a Budget-Friendly Summer" »

What's a Ponzi Scheme?

5/21/2024

They offer “guaranteed” huge returns, when in fact they’re only enriching those at the top of the pyramid scheme.

Continue Reading "What's a Ponzi Scheme?" »

Tech Support Scams

4/29/2024

Here’s what you need to know about technical support scams and how to prevent yourself from falling victim.

Continue Reading "Tech Support Scams" »

Secure Your Mobile Wallet

4/29/2024

To keep your financial data safe, keep these security tips in mind.

Continue Reading "Secure Your Mobile Wallet" »

What to Know Before Buying a Used Car

4/29/2024

Our guide will keep you from getting lost along the way!

Continue Reading "What to Know Before Buying a Used Car" »

10 Scams Targeting Seniors

4/11/2024

The annual loss by victims is estimated to be at least $36.5 billion.

Continue Reading "10 Scams Targeting Seniors" »

Review Your Financial Situation Regularly

4/11/2024

What should you be looking at specifically?

Continue Reading "Review Your Financial Situation Regularly" »

Should You Invest if You're in Debt?

4/1/2024

Here are the various factors to consider.

Continue Reading "Should You Invest if You're in Debt?" »

Don’t Get Caught in a Credit Repair Scam

1/30/2024

Look out for these red flags.

Continue Reading "Don’t Get Caught in a Credit Repair Scam" »

Amazon Shopping Scams

1/8/2024

Check out these tips for protecting yourself.

Continue Reading "Amazon Shopping Scams" »

Figuring Out Tax Withholding

1/8/2024

If you're getting money back, ask yourself these questions.

Continue Reading "Figuring Out Tax Withholding" »

Beware of Fraudulent Websites

1/8/2024

A spoofed website can be hard to spot and difficult to identify.

Continue Reading "Beware of Fraudulent Websites" »

12 Sneaky Holiday Scams

12/11/2023

Watch out for schemes trying to swipe cash or steal personal information.

Continue Reading "12 Sneaky Holiday Scams" »

Building Financial Resilience

10/3/2023

Living a financially fit life is very doable.

Continue Reading "Building Financial Resilience" »

Three Common Money Mistakes

8/14/2023

Find out how to fix them.

Continue Reading "Three Common Money Mistakes" »

How to Buy Your First Home

7/13/2023

Make it less stressful with good planning.

Continue Reading "How to Buy Your First Home" »

Learn About Money Market Accounts

6/12/2023

Money market accounts offer many convenient features of checking accounts, with an attractive rate of return to help your money grow.

Continue Reading "Learn About Money Market Accounts" »

Don’t Get Caught in a P2P Scam

6/12/2023

P2P platforms are convenient, but scams are rampant.

Continue Reading "Don’t Get Caught in a P2P Scam" »

Your Funds Are Safe With Us

3/14/2023

Learn how your funds are protected and secured.

Continue Reading "Your Funds Are Safe With Us" »

Car Buyers' Worst Mistakes

2/23/2023

Put your money to work rather than throwing it away.

Continue Reading "Car Buyers' Worst Mistakes" »

Outsmart Phishing Scams

1/18/2023

Protect yourself and keep your personal information safe.
 

Continue Reading "Outsmart Phishing Scams" »

Fix Bad Money Habits

12/21/2022

The peace of mind a healthy financial status brings is priceless.

Continue Reading "Fix Bad Money Habits" »

How Much Home Can I Afford?

12/21/2022

There are 3 things to consider before you sign anything.

Continue Reading "How Much Home Can I Afford?" »

Holiday Season Scams

11/17/2022

Keep your money safe by practicing caution.

Continue Reading "Holiday Season Scams" »

How to Create Strong Passwords

11/10/2022

When it feels like there’s another big security breach every week, you want to be sure your passwords are strong and safe.

Continue Reading "How to Create Strong Passwords" »

Basic Steps To Financial Fitness

10/6/2022

Gain control of your finances with these 5 steps.

Continue Reading "Basic Steps To Financial Fitness" »

Mobile Check Deposit Scams

8/24/2022

Never give your banking information to anyone you don’t know or trust

Continue Reading "Mobile Check Deposit Scams" »

Financial Advice You Should Never Follow

8/5/2022

Make sure your sources are trustworthy.

Continue Reading "Financial Advice You Should Never Follow" »

Store Cards Are Rarely The Better Deal

7/5/2022

Rates on retail cards are usually higher than credit union cards.

Continue Reading "Store Cards Are Rarely The Better Deal" »

Teach Kids Money Management

6/13/2022

If they have shown financial responsibility, a debit card/checking account can be a great next step.

Continue Reading "Teach Kids Money Management" »

The Financial Facts of Life

3/10/2022

It’s never too late to begin learning.

Continue Reading "The Financial Facts of Life" »

Don't Lose Sleep Over Money

2/10/2022

Americans' top 3 worries are debt, lack of savings and not having enough for retirement.

Continue Reading "Don't Lose Sleep Over Money" »

Ways to Save in College

2/3/2022

The first step is finding out what you don’t need to buy.

Continue Reading "Ways to Save in College" »

Buying a Used Car

12/8/2021

If you’re in the market for a deal on used wheels, follow these steps for a smoother ride!

Continue Reading "Buying a Used Car" »

Budgeting for Infrequent Expenses

12/8/2021

Many people live in a state of denial about the cost of infrequent expenses.

Continue Reading "Budgeting for Infrequent Expenses" »

How To Talk Money With Your Partner

3/22/2021

What happens when you and your partner have different approaches toward money?

Continue Reading "How To Talk Money With Your Partner" »

Saving on Home Renovations

3/18/2021

With some careful planning, you can shave thousands of dollars off the price tag.

 

Continue Reading "Saving on Home Renovations" »

Saving Money When There's Not Much to Save

3/10/2021

How do you save when there is not much wiggle room in your budget?

Continue Reading "Saving Money When There's Not Much to Save" »

IRS Imposters Among the "Dirty Dozen" Tax Scams

1/26/2021

If you received unexpected good news in an e-mail from the IRS, it's probably bogus.

Continue Reading "IRS Imposters Among the "Dirty Dozen" Tax Scams" »

Payday Loans Aren't Worth the Cost

1/19/2021

It’s a trap that will cost you many times more than you borrow.

Continue Reading "Payday Loans Aren't Worth the Cost" »

5 Reasons We Overspend

1/4/2021

Let’s take a look at five common reasons and how we can overcome them.

Continue Reading "5 Reasons We Overspend" »

How To Pay Off A Loan Early

12/21/2020

If you’re like most Americans, you owe money on a large loan. 

Continue Reading "How To Pay Off A Loan Early" »

The Benefits of Using Mobile Payments

12/14/2020

Why fumble for your wallet when checking out when you can pay using your phone?

Continue Reading "The Benefits of Using Mobile Payments" »

6 Times a Bargain is Not a Bargain

11/20/2020

Here’s when that steal of a deal is not such a bargain after all.

Continue Reading "6 Times a Bargain is Not a Bargain" »

Debt-Collection Scams

11/5/2020

A caller claiming to represent a debt-collection agency demands immediate payment for an alleged outstanding debt. 

Continue Reading "Debt-Collection Scams" »

Political Fundraising Scams

10/19/2020

Report any election scams to a local FBI field office as soon as possible.

Continue Reading "Political Fundraising Scams" »

The Pending Package Scam

10/7/2020

Scammers are using bogus packages to trick victims into sharing personal information.

Continue Reading "The Pending Package Scam" »

The Importance of Being Financially Fit

10/6/2020

Being financially fit is crucial for a well-balanced, stress-free life.

Continue Reading "The Importance of Being Financially Fit" »

What's the Best Way to Use a Home Equity Loan?

9/4/2020

A home equity loan can be an ideal way to source extra funds during a falling-rates environment.

Continue Reading "What's the Best Way to Use a Home Equity Loan?" »

Should You Pay a Bill with a Credit Card?

8/27/2020

Let’s take a closer look at the pros and cons.

Continue Reading "Should You Pay a Bill with a Credit Card?" »

Using Your Credit Cards Responsibly

8/5/2020

Boost your credit score and financial wellbeing. 

Continue Reading "Using Your Credit Cards Responsibly" »

What's the Best Way to Tackle Debt?

6/30/2020

Snowball Method vs. Avalanche Method

Continue Reading "What's the Best Way to Tackle Debt?" »

Preparing for an Interview

6/15/2020

Present yourself as polished, professional and capable to any potential employer.

Continue Reading "Preparing for an Interview" »

Beware of Relay Theft

6/10/2020

This user-friendly feature is also a favorite for car thieves.

Continue Reading "Beware of Relay Theft" »

Getting Ahead on Your Student Loan Before You Graduate

5/12/2020

Be sure to look at the larger picture before you accept a position.

Continue Reading "Getting Ahead on Your Student Loan Before You Graduate" »

Tips to Help You Protect Yourself from Fraud

2/28/2020

Here at our credit union, we take the security of your account extremely seriously.

Continue Reading "Tips to Help You Protect Yourself from Fraud" »

All You Need to Know About Going Cashless

2/20/2020

As our world grows increasingly digitized, many consumers are banishing cash from their wallets and choosing other ways to pay.

Continue Reading "All You Need to Know About Going Cashless" »

How to Create a Budget in 6 Easy Steps

2/3/2020

A budget will help you gain financial awareness, which will help facilitate more responsible decisions.

Continue Reading "How to Create a Budget in 6 Easy Steps" »

All You Need to Know About Data Breaches

1/24/2020

What should you do if your info is taken?

Continue Reading "All You Need to Know About Data Breaches" »

How To Dispute An Error On Your Credit Report

1/13/2020

As a financially responsible individual, you should be checking your credit on a regular basis.

Continue Reading "How To Dispute An Error On Your Credit Report" »

Take Caution Before Borrowing A Charging Cable

11/18/2019

Be aware of this threat and practice caution when traveling.

Continue Reading "Take Caution Before Borrowing A Charging Cable" »

All You Need To Know About Home Loans

11/15/2019

If you’re in the market for a new home, you’ll likely need to take out a home loan or mortgage.

Continue Reading "All You Need To Know About Home Loans" »

Can I Buy A House When I’m Paying Off A Student Loan?

10/8/2019

There are several factors to consider.

Continue Reading "Can I Buy A House When I’m Paying Off A Student Loan?" »

Understanding The Credit Card Trap

9/24/2019

Why do most Americans carry so much credit card debt and find themselves stuck in the debt trap?

Continue Reading "Understanding The Credit Card Trap" »

Do My Monthly Bill Payments Affect My Credit Score?

9/10/2019

Read on for three steps that can help your on-time monthly payments boost your credit score.

Continue Reading "Do My Monthly Bill Payments Affect My Credit Score?" »

How Much Money Should I Keep In My Checking Account?

8/27/2019

Let's find out.

Continue Reading "How Much Money Should I Keep In My Checking Account?" »

The Ultimate Smart Shoppers Cheat Sheet

7/26/2019

Did you know you should be timing your shopping throughout the week?

Continue Reading "The Ultimate Smart Shoppers Cheat Sheet" »

Vacation Scams To Watch For

7/16/2019

Before heading on your dream vacation, read our list of four common vacation scams and learn how to avoid them.

Continue Reading "Vacation Scams To Watch For" »

7 Money Myths You Need To Stop Believing

6/7/2019

There are lots of money management tips that are false.

Continue Reading "7 Money Myths You Need To Stop Believing" »

9 Steps To Buying Your First Car

5/7/2019

The process can be daunting, but we'll walk you through it.

Continue Reading "9 Steps To Buying Your First Car" »

Don't Get Caught in a Pyramid Scheme

4/23/2019

Let’s look at what constitutes a pyramid scheme and how to avoid falling for one.

Continue Reading "Don't Get Caught in a Pyramid Scheme" »

7 Signs You're Living Beyond Your Means

3/18/2019

Here are steps you can take to get back on track. 

Continue Reading "7 Signs You're Living Beyond Your Means" »

Student Loan Scams

2/28/2019

Here’s what you need to know about three popular student loan scams.

Continue Reading "Student Loan Scams" »

7 Reasons Not To Skip a Home Inspection

1/10/2019

A professional home inspection can save you a ton of aggravation and thousands of dollars in the long run. 

Continue Reading "7 Reasons Not To Skip a Home Inspection" »

10 Restaurant Hacks

11/7/2018

Dining out with family and friends is a wonderful experience, but it can take a huge bite out of your budget.

Continue Reading "10 Restaurant Hacks" »

Beware of Blackmailing Scams!

10/4/2018

Blackmail and extortion are some of the oldest tricks in the book — because they work.

Continue Reading "Beware of Blackmailing Scams!" »

How Many Credit Cards Should I Own?

8/23/2018

Are too many cards a liability to your score? 

Continue Reading "How Many Credit Cards Should I Own?" »

Don't Get Caught in a Free Trial Scam!

8/9/2018

You know what they say: “If it’s too good to be true, it probably isn’t.”

Continue Reading "Don't Get Caught in a Free Trial Scam!" »

What Can I Do About Robocalls?

8/2/2018

Read on for the inside scoop on robocalls and what you can do about them.

Continue Reading "What Can I Do About Robocalls?" »

Questions To Ask Before Making a Large Purchase

7/16/2018

Before you say “yes”, ask yourself these 7 questions.

Continue Reading "Questions To Ask Before Making a Large Purchase" »

Smishing Scams

6/26/2018

Here’s what you need to know about an SMS message-based scam.

Continue Reading "Smishing Scams" »

Debit Card Safety

6/6/2018

Your random card of choice might not be the safest way to pay. 

Continue Reading "Debit Card Safety" »

Don't Drink Your Wallet Dry!

5/29/2018

Bottled water may be costing you a fortune.

Continue Reading "Don't Drink Your Wallet Dry!" »

Turn Your Dream Vacation Into a Reality

5/16/2018

Six ways to make that dream vacation come true.

Continue Reading "Turn Your Dream Vacation Into a Reality" »

Beware of Social Media Scams!

5/1/2018

There are several types you need to know about.

Continue Reading "Beware of Social Media Scams!" »

How to Fund an Emergency

4/10/2018

Do you have a secure plan in place for emergencies?

Continue Reading "How to Fund an Emergency" »

The Money Envelope System

3/9/2018

Keep your spending in check.

Continue Reading "The Money Envelope System" »

Phone Cloning and Digital Self Defense

1/24/2018

The only thing a hacker needs is your phone number.

Continue Reading "Phone Cloning and Digital Self Defense" »

The Dos And Don'ts Of Credit Repair

10/12/2017

Our handy guide will help you get on the road to improving your score.

Continue Reading "The Dos And Don'ts Of Credit Repair" »