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Credit Score & Report

In Digital Banking, you get instant access to your credit score and more—all in one place.

Personal Loans

Low-rate, fixed-term options designed to fit your unique circumstances.

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Mortgage Loans & Rates

Home Equity Products

Mortgage Calculators

Educators & Medical Professionals

Enjoy up to 100% financing and no private mortgage insurance.

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Find out which USF CU Visa^® is right for you.

Catalyst Member Rewards

A relationship program that will take your USF CU membership to the next level.

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Award-Winning Innovation

USF CU wins the 2025 Digital Growth Award for solutions that put members first.

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Sun’s Out. Perks On.

Make the most of every moment this summer with USF CU.

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Bundle and Save on Your Auto Loan

Get up to .50% off when you finance with us and add a qualifying product.

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Skip the Line and Bank on Your Time

From loans to notaries, book ahead for quick one-on-one service at any USF CU branch.

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4.99% Intro APR¹ on a HELOC

Open a Home Equity Line of Credit and receive $1,000 toward closing costs.

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The most influential partner in your financial journey

With ten branches, digital banking and thousands of shared branches and fee-free ATMs nationwide, USF Credit Union is here to help you on your journey to achieve financial success.

^*Auto loan rate includes 0.25% APR discount by enrolling in eStatements and automatic payments from your credit union account and 0.25% APR discount when using our complimentary Auto Advisors car buying service. Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession. Rate not to exceed 17.99%. Payment Example: $15,000 loan at 3.99% APR with 60 monthly payments of $293.49. APR=Annual Percentage Rate. Loan rates determined by individual creditworthiness, qualifications, term of loan and collateral conditions including age of vehicle. Rates, terms and conditions subject to change.
^**APY= Annual Percentage Yield. Rates, terms and conditions are subject to change without notice. Savings, Checking and Money Market accounts are variable rate. Fees and other conditions may reduce earnings on the account. Certificate early withdrawal penalties may apply. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Refer to the Universal Account Agreement for account details.

Award-Winning Innovation

Sun’s Out. Perks On.

Bundle and Save on Your Auto Loan

Skip the Line and Bank on Your Time

4.99% Intro APR¹ on a HELOC

The most influential partner in your financial journey

Bundle Up. Save Big.

4.99% Intro APR¹ on a HELOC

Money Skills Start Young

Blog

Award-Winning Innovation

Sun’s Out. Perks On.

Bundle and Save on Your Auto Loan

Skip the Line and Bank on Your Time

4.99% Intro APR1 on a HELOC

The most influential partner in your financial journey

Bundle Up. Save Big.

4.99% Intro APR¹ on a HELOC

Money Skills Start Young

Blog

4.99% Intro APR¹ on a HELOC