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Home < Borrow < Vehicle Loans < New and Used Vehicles

Vehicle Loans

Whether you’re moving on from the bike and the bus pass or looking to upgrade your current vehicle, USF Federal Credit Union wants to help you get where you’re going safely and securely. New or used. Truck, car or crossover. We’ll get you the best rates around.

New and Used Vehicles

New, used or refinanced, our goal is to get you more vehicle for less money. With competitive interest rates as low as 2.24%*, pre-approvals and flexible terms, USF FCU will get you in the right vehicle for the right price. Take a look at our current rates.

Not only will we provide a rate and payment that fits your budget, we’ll even help you find the right car. We partner with Auto Advisors to track down the vehicle you want at the lowest price in the area.


Apply for a USF Federal Credit Union Auto Loan 


Insurance Options

It makes sense to safeguard your investments. That’s why we offer our members purchase protection with a range of options like discounted auto insurance, mechanical breakdown warranties, GAP and payment protection insurance for the balance of your vehicle loan. Click here to learn more about our insurance options.  


Car Buying Service

Auto Advisors' concierge car buying program is a free service to all credit union members.  A dedicated advisor will help you understand the entire car buying process and help ensure a hassle and haggle-free experience. They look at the entire transaction; from trade in values, to add-ons, to dealer incentives, rebates, and financing, and work to get you the best possible price while improving buyer knowledge of the process at the same time.  Auto Advisors service is available in FL, GA, CA, OR, WA, MA, CT, and NH.


*Rates, terms and conditions subject to change.  Rates vary based on individual creditworthiness, term of the loan and collateral conditions. Example rate includes 0.25% discount for enrollment in eStatements and Auto Pay from your credit union checking or savings account. 

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