New and Used Vehicles

Up to $300 Back when you Refi1!

New, used or refinanced, our goal is to get you more vehicle for less money. With competitive interest rates as low as 2.49%*, pre-approvals and flexible terms, USF FCU will get you in the right vehicle for the right price. Take a look at our current rates.

Not only will we provide a rate and payment that fits your budget, we’ll even help you find the right car. We partner with Auto Advisors to track down the vehicle you want at the lowest price in the area.

Plus, earn up to 5% back on loan interest paid and receive your free FICO® Score, updated quarterly, as a benefit of Catalyst Member Rewards2!


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Insurance Options

It makes sense to safeguard your investments. That’s why we offer our members purchase protection with a range of options like discounted auto insurance, mechanical breakdown warranties, GAP and payment protection insurance for the balance of your vehicle loan. Learn more about our insurance options.  


Car Buying Service

Auto Advisors WebsiteAuto Advisors' concierge car buying program is a free service to all credit union members.  A dedicated advisor will help you understand the entire car buying process and help ensure a hassle and haggle-free experience. They look at the entire transaction; from trade in values, to add-ons, to dealer incentives, rebates, and financing, and work to get you the best possible price while improving buyer knowledge of the process at the same time.  Auto Advisors service is available in FL, GA, CA, OR, WA, MA, CT, and NH.


*Rates, terms and conditions subject to change.  Rates vary based on individual creditworthiness, term of the loan and collateral conditions. Example rate includes 0.25% discount for enrollment in eStatements and Auto Pay from your credit union checking or savings account.
1Cash back offer of up to $300 requires a minimum FICO score of 600 and new auto loan of at least $6,000. Cash back offer varies by loan amount and will be deposited into your savings account after two on-time payments have been made.

2FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. For complete program details and specifics on benefits and how to apply, click here. To view your Catalyst tier and benefits, log into online or mobile banking and select “Member Rewards” from the “More” options. To view your FICO® Score, log into mobile banking and select from the menu.

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