Rates as low as 1.99% APR**

For a limited time, buy a new or used car (or refinance and move your current auto loan to USF FCU) and make no payments for 90 days!*

New, used or refinanced, our goal is to get you more vehicle for less money. With competitive interest rates as low as 1.99%**, pre-approvals and flexible terms, USF FCU will get you in the right vehicle for the right price. Take a look at our current rates.

Not only will we provide a rate and payment that fits your budget, we’ll even help you find the right car. We partner with Auto Advisors to track down the vehicle you want at the lowest price in the area.

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*Minimum 640 FICO score required for no payments for 90 days. Interest accrues from the original date of the loan. Subject to collateral requirements and income verification. Rates vary by credit score, collateral conditions and term of the loan. Maximum loan to value 110%. Minimum loan amount $6,000. Offer not valid for refinance of USF Federal Credit Union (USF FCU or any division of) loans. This no-payment promotion is subject to change or termination at any time.
**APR = Annual Percentage Rate. Minimum 760 FICO score required for 1.99% APR. Rate includes a .25% discount for automatic payments made from a USF FCU account and enrollment in e-statements. Rate also includes an additional .25% discount for using Auto Advisors. Auto Advisors serves FL, GA, CA, OR, WA, MA, CT and NH.

Insurance Options

It makes sense to safeguard your investments. That’s why we offer our members purchase protection with a range of options like discounted auto insurance, mechanical breakdown warranties, GAP and payment protection insurance for the balance of your vehicle loan. Learn more about our insurance options.  

 

Car Buying Service

Auto Advisors WebsiteAuto Advisors' concierge car buying program is a free service to all credit union members.  A dedicated advisor will help you understand the entire car buying process and help ensure a hassle and haggle-free experience. They look at the entire transaction; from trade in values, to add-ons, to dealer incentives, rebates, and financing, and work to get you the best possible price while improving buyer knowledge of the process at the same time.  Auto Advisors service is available in FL, GA, CA, OR, WA, MA, CT, and NH.

 

1FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. For complete program details and specifics on benefits and how to apply, click here. To view your FICO® Score or Catalyst tier and benefit details, log into Online Banking and select the "Services" tab.

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