Loan Rates
Effective 10/2/2023
| Type | APR* |
|---|---|
| New Auto | as low as 6.49% |
| Used Auto | as low as 6.49% |
| Motorcycle | as low as 8.74% |
| Boat or RV | as low as 9.74% |
Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession. Rate not to exceed 17.99%. Payment Example: $15,000 loan at 3.99% APR with 60 monthly payments of $293.49. Auto loan rate includes 0.25% APR discount by enrolling in eStatements and Automatic Payments from your Credit Union account. Auto loan rate includes a 0.25% APR discount when using our complimentary Auto Advisors car buying service. | |
| Type | APR* |
|---|---|
| Personal Loan | as low as 12.99% |
| Personal Line of Credit | as low as 10.49% |
| Share Secured Personal Loan | Share Rate + 2.50% |
Mortgage Loans
| Type | APR* |
|---|---|
| Home Equity Loan | as low as 8.50% |
| Home Equity Line of Credit (HELOC) | as low as 8.50% |
| Type | APR* |
|---|---|
| Green & Gold Visa | as low as 13.49% |
| Rewards Visa | as low as 14.49% |
| Secured Visa | 14.24% |
Credit cards are variable rate based on Prime. Rate may change after account opening. | |
| Type | Term | APR* | Rate Type | Loan Fee |
|---|---|---|---|---|
| Vehicle and Equipment | up to 60 months | Prime + 0.75% | Fixed | $150 ($250 if over $50,000) |
| Unsecured Installment | up to 60 months | Prime + 1.25% | Fixed | $150 ($250 if over $50,000) |
| Real Estate | ask for details | ask for details | ask for details | ask for details |
| Share Secured Installment | up to 60 months | Share Rate + 2.00% | Variable | n/a |
| Credit Card - Sole Proprietor | n/a | as low as 9.99% | Variable | n/a |
| Credit Card - Business | n/a | ask for details | Variable | $150 ($250 if over $25,000) |
Share secured installment and credit cards are variable rate based on Prime. Rate may change after account opening. | ||||
*APR=Annual Percentage Rate. Loan rates determined by individual creditworthiness, qualifications, term of loan and collateral conditions including age of vehicle. Rates, terms and conditions subject to change.
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