Vehicle Loans |
Effective Date: Thursday, December 12th, 2019 |
Reduce your auto loan rate by 0.25% APR by enrolling in eStatements and Automatic Payments from your Credit Union account. Reduce your auto loan rate by an additional 0.25% APR when using our complimentary Auto Advisors car buying service.
|
Type | Base APR* |
New Auto |
as low as 3.24% |
Used Auto |
as low as 3.24% |
Motorcycle |
as low as 5.49% |
Boat or RV |
as low as 6.49% |
*Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession. Rate not to exceed 17.99%. Payment Example: $15,000 loan at 3.99% APR with 60 monthly payments of $293.49 |
Personal Loans |
Effective Date: Thursday, December 12th, 2019 |
Type | Base APR* |
Personal Loan |
as low as 6.00% |
Personal Line of Credit |
as low as 10.49% |
Share Secured Personal Loan |
Share Rate + 2.50% |
Credit Card |
Effective Date: Thursday, December 12th, 2019 |
Type | APR |
Green and Gold Visa |
as low as 10.49% |
Rewards Visa |
as low as 11.49% |
Secured Visa |
11.24% |
Credit Cards are variable rate based on Prime. Rate may change after account opening. |
Business Loans |
Type | Term | Base APR* | Rate Type | Loan Fee |
Vehicle and Equipment |
up to 60 months |
Prime + 0.75% |
Fixed |
$150 ($250 if over $50,000) |
Real Estate |
up to 15 years |
Prime + 1.00% |
Variable |
ask for details |
Unsecured Installment Loan |
up to 60 months |
Prime + 1.25% |
Fixed |
$150 ($250 if over $50,000) |
Share Secured Installment |
up to 60 months |
Prime - 1.00% |
Fixed |
n/a |
Unsecured Credit Line |
n/a |
Prime + 1.50% |
Variable |
Annual - $150 ($250 if over $50,000) |
Share Secured Credit Line |
n/a |
Prime - 1.00% |
Variable |
n/a |
Credit Card - Sole Proprietor |
n/a |
Prime + 8.00% |
Variable |
n/a |
Credit Card - Business |
n/a |
Prime + 8.00% |
Variable |
$150 ($250 if over $25,000) |
Credit Card - Share Secured |
n/a |
Prime + 5.74% |
Variable |
n/a |