New Auto
Effective Date: Friday, September 21st, 2018

Reduce your auto loan rate by 0.25% APR by enrolling in eStatements and Automatic Payments from your Credit Union account

TermMinimum Amount FinancedBase APR*
up to 36 months No Minimum as low as 2.74%
up to 48 months $5,000 as low as 2.99%
up to 60 months $10,000 as low as 2.99%
up to 66 months $15,000 as low as 3.24%
up to 72 months $17,500 as low as 3.74%
up to 78 months $22,500 as low as 3.99%
up to 84 months $27,500 as low as 4.24%
*Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession.  Rate not to exceed 17.99%. Payment Example: $15,000 loan at 2.49% APR with 60 monthly payments of $266.14

Calculate sample auto loan payments based on loan amount, term and rate.

Used Auto
Effective Date: Friday, September 21st, 2018

Reduce your auto loan rate by 0.25% APR by enrolling in eStatements and Automatic Payments from your Credit Union account

TermMinimum Amount FinancedBase APR*
up to 36 months No Minimum as low as 2.74%
up to 48 months $5,000 as low as 2.99%
up to 60 months $10,000 as low as 2.99%
up to 66 months $15,000 as low as 3.24%
up to 72 months $17,500 as low as 3.74%
up to 78 months $22,500 as low as 3.99%
up to 84 months $27,500 as low as 4.24%
*Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession.  Rate not to exceed 17.99%. Payment Example: $15,000 loan at 2.49% APR with 60 monthly payments of $266.14

Calculate sample auto loan payments based on loan amount, term and rate.

Specialty Vehicle
Effective Date: Friday, September 21st, 2018
TypeAPR
Motorcycle as low as 4.74%
Boat as low as 5.74%
RV as low as 5.74%

Personal
Effective Date: Friday, September 21st, 2018
TypeAPR
Personal Loan as low as 9.49%
Personal Line of Credit as low as 10.49%
Share Secured Personal Share Rate + 2.50%

Credit Card
Effective Date: Friday, September 21st, 2018
TypeAPR
Green and Gold Visa as low as 9.99%
Rewards Visa as low as 10.99%
Secured Visa 10.74%
Credit Cards are variable rate based on Prime. Rate may change after account opening.

Business Loans
TypeTermBase APR*Rate TypeLoan Fee
Vehicle and Equipment up to 60 months Prime + 0.75% Fixed $150 ($250 if over $50,000)
Real Estate up to 15 years Prime + 1.00% Variable ask for details
Unsecured Installment Loan up to 60 months Prime + 1.25% Fixed $150 ($250 if over $50,000)
Share Secured Installment up to 60 months Prime - 1.00% Fixed n/a
Unsecured Credit Line n/a Prime + 1.50% Variable Annual - $150 ($250 if over $50,000)
Share Secured Credit Line n/a Prime - 1.00% Variable n/a
Credit Card - Sole Proprietor n/a Prime + 8.00% Variable n/a
Credit Card - Business n/a Prime + 8.00% Variable $150 ($250 if over $25,000)
Credit Card - Share Secured n/a Prime + 5.74% Variable n/a

 

*APR=Annual Percentage Rate. Loan rates determined by individual creditworthiness, qualifications, term of loan and collateral conditions including age of vehicle. Rates, terms and conditions subject to change.

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