| New Auto |
| Effective Date: Tuesday, January 15th, 2019 |
Reduce your auto loan rate by 0.25% APR by enrolling in eStatements and Automatic Payments from your Credit Union account
|
| Term | Minimum Amount Financed | Base APR* |
| up to 60 months |
$10,000 |
as low as 3.99% |
| up to 66 months |
$15,000 |
as low as 3.99% |
| up to 72 months |
$17,500 |
as low as 4.24% |
| up to 78 months |
$22,500 |
as low as 4.49% |
| up to 84 months |
$27,500 |
as low as 4.99% |
| *Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession. Rate not to exceed 17.99%. Payment Example: $15,000 loan at 3.99% APR with 60 monthly payments of $293.49 |
| Used Auto |
| Effective Date: Tuesday, January 15th, 2019 |
Reduce your auto loan rate by 0.25% APR by enrolling in eStatements and Automatic Payments from your Credit Union account
|
| Term | Minimum Amount Financed | Base APR* |
| up to 60 months |
$10,000 |
as low as 3.99% |
| up to 66 months |
$15,000 |
as low as 3.99% |
| up to 72 months |
$17,500 |
as low as 4.24% |
| up to 78 months |
$22,500 |
as low as 4.49% |
| up to 84 months |
$27,500 |
as low as 4.99% |
| *Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession. Rate not to exceed 17.99%. Payment Example: $15,000 loan at 3.99% APR with 60 monthly payments of $293.49 |
| Specialty Vehicle |
| Effective Date: Tuesday, January 15th, 2019 |
| Type | APR |
| Motorcycle |
as low as 5.99% |
| Boat |
as low as 6.99% |
| RV |
as low as 6.99% |
| Personal |
| Effective Date: Tuesday, January 15th, 2019 |
| Type | APR |
| Personal Loan |
as low as 9.49% |
| Personal Line of Credit |
as low as 10.49% |
| Share Secured Personal |
Share Rate + 2.50% |
| Credit Card |
| Effective Date: Tuesday, January 15th, 2019 |
| Type | APR |
| Green and Gold Visa |
as low as 10.49% |
| Rewards Visa |
as low as 11.49% |
| Secured Visa |
11.24% |
| Credit Cards are variable rate based on Prime. Rate may change after account opening. |
| Business Loans |
| Type | Term | Base APR* | Rate Type | Loan Fee |
| Vehicle and Equipment |
up to 60 months |
Prime + 0.75% |
Fixed |
$150 ($250 if over $50,000) |
| Real Estate |
up to 15 years |
Prime + 1.00% |
Variable |
ask for details |
| Unsecured Installment Loan |
up to 60 months |
Prime + 1.25% |
Fixed |
$150 ($250 if over $50,000) |
| Share Secured Installment |
up to 60 months |
Prime - 1.00% |
Fixed |
n/a |
| Unsecured Credit Line |
n/a |
Prime + 1.50% |
Variable |
Annual - $150 ($250 if over $50,000) |
| Share Secured Credit Line |
n/a |
Prime - 1.00% |
Variable |
n/a |
| Credit Card - Sole Proprietor |
n/a |
Prime + 8.00% |
Variable |
n/a |
| Credit Card - Business |
n/a |
Prime + 8.00% |
Variable |
$150 ($250 if over $25,000) |
| Credit Card - Share Secured |
n/a |
Prime + 5.74% |
Variable |
n/a |
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