Vehicle Loans
Effective Date: Thursday, December 12th, 2019

Reduce your auto loan rate by 0.25% APR by enrolling in eStatements and Automatic Payments from your Credit Union account. Reduce your auto loan rate by an additional 0.25% APR when using our complimentary Auto Advisors car buying service.

TypeBase APR*
New Auto as low as 3.24%
Used Auto as low as 3.24%
Motorcycle as low as 5.49%
Boat or RV as low as 6.49%

*Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession.  Rate not to exceed 17.99%. Payment Example: $15,000 loan at  3.99% APR with 60 monthly payments of $293.49

Calculate sample auto loan payments based on loan amount, term and rate

Personal Loans
Effective Date: Thursday, December 12th, 2019
TypeBase APR*
Personal Loan as low as 6.00%
Personal Line of Credit as low as 10.49%
Share Secured Personal Loan Share Rate + 2.50%

Credit Card
Effective Date: Thursday, December 12th, 2019
TypeAPR
Green and Gold Visa as low as 10.49%
Rewards Visa as low as 11.49%
Secured Visa 11.24%
Credit Cards are variable rate based on Prime. Rate may change after account opening.

Business Loans
TypeTermBase APR*Rate TypeLoan Fee
Vehicle and Equipment up to 60 months Prime + 0.75% Fixed $150 ($250 if over $50,000)
Real Estate up to 15 years Prime + 1.00% Variable ask for details
Unsecured Installment Loan up to 60 months Prime + 1.25% Fixed $150 ($250 if over $50,000)
Share Secured Installment up to 60 months Prime - 1.00% Fixed n/a
Unsecured Credit Line n/a Prime + 1.50% Variable Annual - $150 ($250 if over $50,000)
Share Secured Credit Line n/a Prime - 1.00% Variable n/a
Credit Card - Sole Proprietor n/a Prime + 8.00% Variable n/a
Credit Card - Business n/a Prime + 8.00% Variable $150 ($250 if over $25,000)
Credit Card - Share Secured n/a Prime + 5.74% Variable n/a

 

*APR=Annual Percentage Rate. Loan rates determined by individual creditworthiness, qualifications, term of loan and collateral conditions including age of vehicle. Rates, terms and conditions subject to change.

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