Loan Rates
Effective 7/1/2025
| Type | APR* |
|---|---|
| New Auto | as low as 5.49% |
| Used Auto | as low as 5.49% |
| Motorcycle | as low as 7.99% |
| Boat or RV | as low as 7.74% |
Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession. Rate not to exceed 17.99%. Payment Example: $15,000 loan at 3.99% APR with 60 monthly payments of $293.49. Auto loan rate includes 0.25% APR discount by enrolling in eStatements and Automatic Payments from your Credit Union account. Auto loan rate includes a 0.25% APR discount when using our complimentary Auto Advisors car buying service. | |
| Type | APR* |
|---|---|
| Personal Loan | as low as 11.99% |
| Personal Line of Credit | as low as 10.49% |
| Share Secured Personal Loan | Share Rate + 2.50% |
Mortgage Loans
| Type | APR* |
|---|---|
| Home Equity Loan | as low as 7.50% |
| Home Equity Line of Credit (HELOC) | as low as 7.50% |
| Type | APR* |
|---|---|
| Green & Gold Visa | as low as 12.74% |
| Rewards Visa | as low as 13.74% |
| Secured Visa | 13.49% |
Credit cards are variable rate based on Prime. Rate may change after account opening. | |
| Type | Term | APR* | Rate Type | Loan Fee |
|---|---|---|---|---|
| Vehicle and Equipment | up to 60 months | Prime + 0.75% | Fixed | $150 ($250 if over $50,000) |
| Unsecured Installment | up to 60 months | Prime + 1.25% | Fixed | $150 ($250 if over $50,000) |
| Real Estate | ask for details | ask for details | ask for details | ask for details |
| Share Secured Installment | up to 60 months | Share Rate + 2.00% | Variable | n/a |
| Credit Card - Sole Proprietor | n/a | as low as 9.99% | Variable | n/a |
| Credit Card - Business | n/a | ask for details | Variable | $150 ($250 if over $25,000) |
Share secured installment and credit cards are variable rate based on Prime. Rate may change after account opening. | ||||
*APR=Annual Percentage Rate. Loan rates determined by individual creditworthiness, qualifications, term of loan and collateral conditions including age of vehicle. Rates, terms and conditions subject to change.
Mortgage rates posted are for loans in Florida, rates and products can vary based on state.
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