How do credit unions differ from banks?

Credit unions are not-for-profit and exist to help people. As such, all earnings are returned to our members in the form of higher rates on savings accounts, lower rates on loans, and lower fees.

A volunteer board of directors, elected by our members, governs our credit union. Through a voting process, each member has a direct impact on the direction of our credit union. Our credit union's goal is to serve all members equally and provide charitable contributions to our community.