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Invest & Insure

Loan Protection

We all hope that nothing bad will ever happen to us, but let’s face it: sometimes, life happens, and it’s best to be prepared. If your car breaks down or your kitchen floods at the worst possible time, you want to be covered, right? We offer a variety of insurance products so you can prepare for the unexpected.

Loan protection and insurance products are not NCUA/NCUSIF/FDIC insured

GAP Coverage (Guaranteed Auto Protection)

Where the rubber meets the road, we go the extra mile. It’s why we make Guaranteed Auto Protection (GAP) available to members through our partnership with Allied Solutions.

If your car is stolen or damaged beyond repair, GAP coverage could save you a lot of money.   Most auto insurance policies only cover the cash value of your vehicle minus deductibles, but that amount could be far less than what you owe on your loan. GAP coverage will take care of the "gap"; covering the difference between the insured value of your car and the balance of your loan.

In addition, our GAP comes with three-year Auto Deductible Reimbursement (ADR) coverage.  This protection reimburses you for auto insurance deductible payments, up to $500 per eligible claim. ADR covers any personal car you own (not just the vehicle you cover with GAP), and can be claimed up to two times per year.

At a cost of only $399 (most vehicles with value up to $100,000), our GAP coverage is a fraction of the cost found elsewhere.  In most cases you can add GAP to your loan for only a few dollars more per month.

Add GAP with Auto Deductible Reimbursement to your auto loan.

 

Learn More about GAP Coverage

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