1. Early availability of direct deposits is not guaranteed, may vary from deposit to deposit and depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Available for personal accounts only. Eligible direct deposits are limited to electronic direct deposits of items, such as your payroll, made through the Automated Clearing House (ACH) to your personal account. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services, check or mobile deposits, and other online transfers or electronic credits are not eligible.
2. Must establish $500 or more direct deposit for at least 3 consecutive months in new account. 1st direct deposit must be made within 30 days of account opening date. $200 deposit will be made into checking account the month following the 3rd consecutive direct deposit. Minimum $10 deposit to open checking account. Must enroll to receive e-statements. Account holder must be 18 years of age or older.
3. Must meet Catalyst Connect Checking account requirements to earn dividends. $200 offer not valid for existing checking accounts converting to a Catalyst Connect Checking account.
Offer applies to new accounts only. $200 offer not valid for existing checking accounts converting to a Catalyst Connect Checking account.
Offer subject to change or termination at any time without notice. USF FCU membership required. Federally insured by NCUA.

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