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Home < Invest & Insure < Insurance < Life Insurance


You’ve worked hard to build the life you’ve wanted. Insurance can protect you and those you love from an unexpected accident, illness, death and even from living longer than expected. By protecting yourself you can find peace of mind in knowing you’ve done the right thing.

Insurance products sold are not NCUA/NCUSIF/FDIC insured

Life Insurance

It’s not pleasant to think about the day we may no longer be here with our family, but planning to protect those left behind by an untimely death is to your family's great advantage.  Obtaining a life insurance plan can prevent your family from facing challenging financial obligations when you're gone and assure that your dreams for them become a reality.

Benefits of Life Insurance

  • Helps you prepare for the unexpected (such as death or a loss of a job)
  • Designed to safeguard growing financial commitments (marriage, children, mortgage, etc.)
  • Helps to protect loved ones if you and/or your spouse should die prematurely
  • Can build and protect funds for a child’s college education
  • Can accumulate and secure money for retirement
  • A way to leave money to charity

Term Life Insurance

Term insurance is typically more economical. Coverage ends when the term expires. Choose a 5-, 10-, 15-, 20- or 30-year term based on your specific needs and your vision of the years ahead.

Term Life Insurance is intended to help replace lost income and cover needs that will go away over time. It is insurance for a specific number of years. Most policies have coverage that will not change for the length of the term selected.

Whole Life Insurance

Unlike term insurance, whole life offers coverage for your entire life. And it accumulates cash value, which is accessible in the form of loans or withdrawals. So whole life can represent a future source of money as well as protection. The premiums are guaranteed to remain the same throughout your lifetime.

Your USF FCU Financial Advisor can help you determine that policy that is right for you.


Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.

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