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Home < Borrow < Vehicle Loans < DrivingSense Lease Alternative

Vehicle Loans

Whether you’re moving on from the bike and the bus pass or looking to upgrade your current vehicle, USF Federal Credit Union wants to help you get where you’re going safely and securely. New or used. Truck, car or crossover. We’ll get you the best rates around.

DrivingSense™ Lease Alternative

Wouldn’t it be nice if you could have the low payment of a lease without the hassles and hidden fees? Well, now you can. It’s called DrivingSense™ and USF FCU created it to provide our members with a low payment lease alternative that includes these exclusive benefits:

  • Lower monthly payments than a conventional loan
  • Up to 100% financing for qualified borrowers
  • Vehicle titled in your name (to help eliminate high liability insurance limit requirements)
  • Mileage options of 12,000, 15,000 or 18,000 per year
  • New or used vehicle eligibility up to five model years old
  • No security deposit
  • No early payoff penalty
  • No first or last payment required at closing
  • Option to sell, trade, refinance or return the vehicle at loan maturity
  • Option to change your vehicle every few years

Use the CarBuilder™ Calculator to determine how low your vehicle loan payment will be for a specific vehicle.

To find out more about DrivingSense™, call (800) 763-2005 or stop by the credit union today.

Driving Sense Lease Alternative may not be available in all states.

Apply for DrivingSense through USF FCU


Car Buying Service

Auto Advisors' concierge car buying program is a free service to all credit union members.  A dedicated advisor will help you understand the entire car buying process and help ensure a hassle and haggle-free experience. They look at the entire transaction; from trade in values, to add-ons, to dealer incentives, rebates, and financing, and work to get you the best possible price while improving buyer knowledge of the process at the same time.  Auto Advisors service is available in FL, GA, CA, OR, WA, MA, CT, and NH.

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