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Home < Access < ATM & Branch Locations < About Shared Branches

ATM & Branch Locations

From Tampa to Orlando, we have six convenient branches and 19 ATMs across Central Florida. And as a USF FCU member, you have access to your account at more than 5,000 shared branches and 30,000 fee-free ATMs across the country.  When visiting a shared branch location, you will need to identify yourself as a USF Federal Credit Union member and provide your member number and photo ID.


Shared Branches

From coast-to-coast, USF FCU members can access their accounts at more than 5,000 shared branches around the country.

What is a shared branch?

A shared branch is a credit union that is part of a national network of electronically-linked branches. You may conduct routine transactions fee-free at any of the shared branches in the same way you would if you were at a USF FCU branch.

How does the shared branch network benefit me?

Members benefit from having access to more than 5,000 shared branches around the country. This means our members who travel or move out-of-state can remain members of USF FCU and still have a branch accessible nearby. 

What types of transactions are available through shared branching?

  • Deposits
  • Withdrawals
  • Transfers
  • Balance inquiries
  • Loan payments

To open an additional account, or apply for a loan, you will need to contact USF FCU directly. You may visit one of our owned branches, or call us.

What do I need when using a shared branch location?

When conducting transactions at a shared branch location, you will need to indicate that you are a member of USF Federal Credit Union and provide your member number and a valid government ID.

Are there any fees?

We do not charge fees for conducting a shared branching transaction. However, a shared branch may charge fees for other services such as traveler's checks, money orders, cashier's checks and notary service. Call or visit the shared branch before using these types of services and ask for more information.

How do I find a shared branch?

Use our website locator or mobile banking to find a shared branch near you.



Co-Op Shared Branch

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